Qualified Lenders

Convenience

Shopping for a loan can be challenging. With so many programs to choose from, each of which has different rates, points and fees, it's hard to figure out which program is best for you. This is where an experienced loan officer can help. In addition to that you should know the difference between being pre-qualified and pre-approved.

Pre-qualification can generally be done over the telephone or internet in a short amount of time. Pre-qualification does not mean loan approval. It basically lets you know that a loan could be possible. With pre-qualification only, a buyer may enter into a contract to purchase a home and when applying for the loan discover they could not get approved for one reason or another. This can be very disappointing.

Pre-approval is the preferred process that includes verification of your credit, income, assets, and liabilities. Once a lender approves a loan, buyers can look much more confidently at homes. They know the maximum house they can buy instead of looking at properties they can not afford. Sellers view offers from pre-approved buyers much more seriously than those submitted by those who are only pre-qualified. Pre-approved buyers can close on a home faster since the approval process is already completed.

The loan officers listed below are provided for your convenience. We do not receive a referral fee should they assist you. They are representatives of reputable firms, professionals in their field, licensed in numerous states, and will gladly assist you with any questions. You can complete their on-line loan application form from the convenience of your home.

Andrew Buehner Mortgage Officer Integrity Financial Services, LLC 2329 E. Harris Blvd., Suite 200 Charlotte, NC 28213 Direct 704.688.5505 Cell  704.231.9341 Fax  704.509.2010 www.wecancloseit.com

Ronn Baker, XCO se habla espanol Mortgage Consultant Market Street Mortgage 11111 Carmel Commons Blvd. Suite 110 Charlotte, NC 28226 Phone 704.525.2725 Fax 866.874.9460 Toll Free 800.767.102 www.marketstreetmortgage.com/rbaker